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  • AI in banking illustration showing vaults, banks, and a glowing neural network.

    July 14, 2026

    Who Captures the Value?

    AI adoption in banking is settled. The strategic question is who captures the value when frontier intelligence is applied to the workflows that encode a bank's judgment.

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  • World Cup tournament prediction visualization for the 2026 tournament.

    June 11, 2026

    Who wins the 2026 World Cup?

    We re-ran the 2026 World Cup 20,000 times with a model that prices what Elo cannot see: schedule stress, continent history, and the form of the players who actually decide finals. The crown moved.

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  • Abstract AI transition image representing a changing economic container.

    February 26, 2026

    The AI Glass Isn't Half Full or Half Empty. It's Being Replaced by a Completely Different Container.

    AI Will Replace Your Job and Create Your Next One. This article explains how artificial intelligence is driving the cost of intelligence to near zero, effectively destroying intermediary business models across sectors like insurance, law, and real estate. The author warns of a hidden "daisy chain" of global financial risk, where white-collar jobs, private credit, and expensive housing markets are heavily exposed to software disruption. While AI threatens to create "Ghost GDP" that sidelines workers, it simultaneously offers "Abundance GDP" by drastically reducing living and business costs. To survive this rapid transition, the piece provides a six-step playbook, urging readers to pivot from executing raw output to applying unique human taste and judgment. Instead of merely predicting the future, professionals must actively build adaptable systems. Today is the earliest you can start.

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  • Executive AI spending strategy image with technology and finance context.

    May 21, 2026

    Stop Asking How Much You're Spending on AI

    Too many companies are treating AI tokens like a cost problem instead of a value-capture opportunity. This article argues that CEOs should separate employee productivity tools from product workloads, fund AI like an R&D portfolio, and use engineering not bureaucracy to control spend. The real risk in 2026 is not overspending on AI. It is restricting access so heavily that competitors learn, build, and compound faster while your organization mistakes caution for discipline.

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  • Tangent3 new chapter image for founders, enterprises, and AI builders.

    August 1, 2025

    A New Chapter

    AI is becoming a universal problem-solver and we want to work with founders, enterprises, and the wildly curious to shape what comes next.

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