Who Captures the Value?
AI adoption in banking is settled. The strategic question is who captures the value when frontier intelligence is applied to the workflows that encode a bank's judgment.
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The AI Glass Isn't Half Full or Half Empty. It's Being Replaced by a Completely Different Container.
AI Will Replace Your Job and Create Your Next One. This article explains how artificial intelligence is driving the cost of intelligence to near zero, effectively destroying intermediary business models across sectors like insurance, law, and real estate. The author warns of a hidden "daisy chain" of global financial risk, where white-collar jobs, private credit, and expensive housing markets are heavily exposed to software disruption. While AI threatens to create "Ghost GDP" that sidelines workers, it simultaneously offers "Abundance GDP" by drastically reducing living and business costs. To survive this rapid transition, the piece provides a six-step playbook, urging readers to pivot from executing raw output to applying unique human taste and judgment. Instead of merely predicting the future, professionals must actively build adaptable systems. Today is the earliest you can start.
Stop Asking How Much You're Spending on AI
Too many companies are treating AI tokens like a cost problem instead of a value-capture opportunity. This article argues that CEOs should separate employee productivity tools from product workloads, fund AI like an R&D portfolio, and use engineering not bureaucracy to control spend. The real risk in 2026 is not overspending on AI. It is restricting access so heavily that competitors learn, build, and compound faster while your organization mistakes caution for discipline.